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The Impact of Fintech on Traditional Banking
Author Name : Sneha G, Sweatha G, Sharmathi V, Ms M Jayaseely
ABSTRACT This paper explores the impact of financial technology (FinTech) on traditional banking, focusing on the 2008 global financial crisis. Traditional banks faced regulatory restrictions and outdated infrastructure, while FinTech companies adapted by providing innovative solutions like credit, digital payments, and wealth management.This paper explores the impact of financial technology (FinTech) on traditional banking, focusing on the 2008 global financial crisis. Traditional banks faced regulatory restrictions and outdated infrastructure, while FinTech companies adapted by providing innovative solutions like credit, digital payments, and wealth management. The study uses secondary data sources to analyze FinTech's impact on credit markets, financial services, and remittance transfers. Leading FinTech companies like Paytm, PhonePe, and Razorpay highlight FinTech's role in India's financial services. The study uses secondary data sources to analyze FinTech's impact on credit markets, financial services, and remittance transfers. Leading FinTech companies like Paytm, PhonePe, and Razorpay highlight FinTech's role in India's financial services.